Deel Benefits · EOR

Health cover that helps you hire and keep great people across Latin America

Private health insurance for employees in Brazil, Chile, Costa Rica, Dominican Republic, Ecuador, Guatemala, Honduras, and Peru. Competitively priced, straightforward for your team to use, and set up without adding work to your plate.

Countries

Brazil, Chile, Costa Rica, Dominican Republic, Ecuador, Guatemala, Honduras, Peru

Coverage

Worldwide excl. US, Hong Kong, Singapore

Period

Nov 2025 – Oct 2026

Latin America landscape — health insurance for your team

Coverage Tiers

Every plan covers any licensed doctor, hospital, or clinic — no networks, no referrals. Pre-existing conditions are not excluded and there are no waiting periods for chronic conditions. Choose the tier that fits your team, then price it below.

Essential

Medical cover at a price most budgets can absorb.

From

$58per month

Per employee, age 21–39, single cover

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    Medical up to $500,000

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    Emergency care, outpatient, surgery

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    Mental health: 10 sessions/year

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    Maternity up to $2,500 (10-month wait)

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    No dental

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    No vision

Standard

The tier most Latin American EOR teams choose first.

From

$106per month

Per employee, age 21–39, single cover

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    Medical up to $1,500,000

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    Emergency dental included

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    Mental health: 10 sessions/year

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    Maternity up to $2,500 (10-month wait)

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    No routine dental or vision

Premium

Medical, dental, and vision, for roles where the offer matters.

From

$160per month

Per employee, age 21–39, single cover

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    Medical up to $1,500,000

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    Routine dental up to $5,000/year

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    Vision up to $500/year

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    Mental health: 15 sessions/year

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    Maternity up to $4,500

Premium Plus

The strongest offer for your most competitive hires.

From

$205per month

Per employee, age 21–39, single cover

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    Medical up to $5,000,000

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    Dental + vision included

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    Mental health: 20 sessions/year

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    Maternity $7,500, no waiting period

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    Highest overall plan limit

Calculator

Enter employee counts below to see the group estimate.

Estimate Costs By Age Group

Select a plan and coverage type, then enter the number of employees in each age group. A rough dependent count uses the same age band as the employee.

Plan

Coverage

Age BandEmployeesDependentsMonthly Cost
Age 21–39
Age 40–49
Age 50–59
Age 60–74