Licenses and Compliance

At Deel, compliance is fundamental to our mission of simplifying global work and enabling businesses to hire and pay teams in 150+ countries. We have made significant investments in our compliance program, building a continually strengthening framework that evolves with global regulatory and licensing requirements.

Our approach to payments compliance includes risk management, customer due diligence, transaction monitoring, sanctions screening, and regulatory reporting. These efforts are reinforced by strong governance structures, experienced compliance professionals, and advanced technology. We also collaborate with top-tier vendors to prevent money laundering, terrorism financing, and other financial crimes, adhering to international compliance standards.

Deel operates through licensed subsidiaries and regulated payment service providers—an industry-standard approach that ensures secure and compliant financial operations. Our licensed entities hold money transmitter and payments licenses in multiple jurisdictions, with additional licenses in progress as we expand.

United States

DPayments LLC (NMLS ID # 2579142 https://www.nmlsconsumeraccess.org/) is a registered Money Services Business (MSB) with the Financial Crimes Enforcement Network (FinCEN) and holds the following licenses in U.S. jurisdictions:

REFUND RIGHTS AND PROCEDURES

You have a right to dispute errors in your transaction. If you think there is an error, contact us within 180 days at (833) 789-4338 or https://app.deel.com/contact-support. You can also contact us for a written explanation of your rights with respect to your transaction.

FOR INTERNATIONAL TRANSFERS ONLY

You can cancel for a full refund within 30 minutes of payment, unless the funds have already been deposited to your designated beneficiary's bank account. For questions or complaints about DPayments, contact: Consumer Financial Protection Bureau 855-411-2372 | 855-729-2372 (TTY/TDD), https://www.consumerfinance.gov/consumer-tools/sending-money/ OR your state regulator — via the contact information below.

Kanada

DPayments CANADA INC. (CRA 719412751) is a registered Money Services Business with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) under MSB registration number C100000177. In Quebec, DPayments CANADA INC. is licensed by Revenu Québec under Licence Number 19365 to provide funds transfer services as a Money Services Business.

United Kingdom

Atlantic Money Ltd is authorised and regulated by the Financial Conduct Authority as a payment institution (FRN: 947491). Registered in England & Wales (13057810).

Belgium and the European Economic Area (EEA)

Atlantic Money NV is authorised and regulated by the National Bank of Belgium as a payment institution (unique identification number: 0783.476.423).