Deel vs. Insperity: A PEO Service Comparison

Small and medium-sized businesses (SMBs) often partner with professional employer organizations (PEOs) to stay compliant, reduce payroll risks, and offload repetitive and time-consuming tasks such as tax filings and admin responsibilities. But not all providers deliver the same value, making the choice a critical one. In 2025, two leading options on the market are Deel PEO and Insperity. This article breaks down how they compare to help you choose the right fit for your business.

What is Deel PEO?

Deel PEO is a powerful, all-in-one outsourcing solution that enables US businesses to focus on growth and strategy by offloading HR, payroll, benefits, and compliance functions. With a fully in-house infrastructure, Deel PEO combines local HR and compliance expertise, a seamless platform with advanced HR tools, and access to enterprise-grade benefits. The result: one integrated solution that reduces risk, saves time, and empowers your team to scale with confidence.

Key features include:

• Seamless tax calculations, filings, and payments, managed in full compliance with federal income tax rules, state income tax regulations, and local laws
• Streamlined payroll services, covering mandatory payroll deductions, wage calculation, and automated employee payslips
• The ability to choose between 60+ customizable benefits plans, including health, dental, vision, and wellness options, plus exclusive access to the Aetna International plan
• Compliance with COBRA, the Affordable Care Act (ACA), and other benefits requirements, reducing your risks and back-office burdens
• A full suite of HR tools for onboarding, training, offboarding, PTO requests, expense management, and time tracking
• A centralized employee self-service portal that promotes transparency and improves engagement across your organization
• Extensive reporting on payroll, benefits usage, and workforce data to guide business and finance decision-making
• 80+ integrations, including BambooHR, HiBob, Workday, UKG, NetSuite, and Expensify
• Dedicated HR Business Partners and Payroll Managers who provide personalized, ongoing support
• 24/7 reliable customer service for fast answers and continuous operational support

But Deel isn’t just a payroll or PEO provider—it’s a global platform designed to help companies manage every stage of the employee journey. More than 35,000 organizations worldwide rely on Deel to hire, pay, and support their teams compliantly, seamlessly, and with confidence.

With Deel, you can:

• Scale internationally with Deel EOR, Global Payroll, and Contractor services
• Consolidate hiring, payments, and compliance into one platform that stays aligned with local laws wherever you choose to operate
• Access 2,000+ in-house specialists to manage compliance, taxes, and benefits globally
• Provide both employees and contractors with a modern self-service portal for PTO, payslips, benefits, and time tracking
• Run HR from a built-in HRIS with tools for talent development, learning, and performance management
• Leverage AI tools to instantly generate reports on global workforce metrics and effortlessly resolve compliance questions for markets around the world
• Manage hardware for global teams with Deel IT, including device deployment, security, remote management, and repairs across 130+ countries
• And much more

What is Insperity PEO?

Insperity is a PEO provider serving thousands of clients. It offers both an HRCore option and a more comprehensive HR360 package.

Key features include:

• Tax services in line with federal, state, and local tax law
• Payroll processing for your US workforce
• HR tools for workforce management
• An employee self-service portal
• Competitive benefit packages at accessible rates, along with benefits admin
• Reporting capabilities
• Centralized data management through the platform

Deel vs. Insperity: PEO feature comparison

When selecting a PEO, it’s essential to evaluate the key features each provider offers. Here’s a side-by-side comparison of Deel and Insperity:

Find out more about how Deel compares to other competitors.

Ratings

Deel: 4.8 rating (G2) based on 9,100+ reviews

Insperity: 3.8 rating (G2) based on 60+ reviews

Compliance management

Deel PEO delivers end-to-end compliance services powered by automation, real-time monitoring, and in-house legal expertise. With Deel, you can be confident your compliance is covered, protecting your business from penalties and costly mistakes. Our services include:

• Nationwide compliance coverage: Deel manages federal, state, and local requirements for tax, payroll, Social Security, and labor laws in all 50 states
• Comprehensive reporting: Accurate and timely submission of compliance documents such as employment information report (EEO-1), W-2, 1099, new hire reporting, and other mandated reports
• Ongoing compliance monitoring: Built-in tools that automatically track and apply legislative changes in real time, keeping your payroll and HR workflows fully compliant
• Compliance expertise in-house: Deel’s licensed experts provide dedicated legal support, eliminating the need for multiple third parties
• Reduced misclassification risk: Expert oversight and support help mitigate classification issues and ensure compliance with strict state laws, including California, New York, and Massachusetts
• Secure recordkeeping: All compliance data and documents are stored in a single audit-ready location that meets the highest standards
• Compliance and Knowledge Hubs: Up-to-date resources on hiring, payroll, and compliance across the US and globally, powered by Deel AI for instant answers and research

Insperity PEO handles compliance for its US clients. However, it does not offer advanced compliance tools like Deel’s AI-powered Compliance Hub with real-time resources and updates.

• Compliance coverage: Payroll management and tax filing
• Policy updates: Changes to employment laws are monitored and applied
• Service delivery is less streamlined: Compliance support is provided by Insperity specialists, but without continuous compliance tools or automation
• No real-time compliance hub: Missing the on-demand resources available through Deel’s Compliance Hub
• No AI-powered compliance tools: Does not provide the instant answers and research capabilities available with Deel AI

Payroll processing

Deel PEO provides expert payroll management, record-keeping, and administration for your entire W-2 workforce. Our services include:

• Compliant payroll management: Accurate and compliant payroll processing that is delivered efficiently and on schedule
• End-to-end administration: Error-free calculations and admin covering wages, deductions, bonuses, garnishments, and all other payroll obligations
• Easy-to-navigate system: An intuitive, all-in-one platform that provides full visibility and reliable metrics to support strategy and budgeting
• Direct deposit and payslips: Automated direct deposits, payslip generation, and distribution for every pay cycle
• Fast processing and real-time changes: Extended cut-off windows allow quick payroll runs, full payment visibility, and seamless last-minute adjustments

Learn more about how to document your payroll processes.

Insperity’s payroll services handle standard processing, but the system can feel outdated and less flexible than Deel, with some clients reporting more follow-ups than desired. Here is what that means:

• Payroll processing: Supported for US employees
• Payment options: Direct deposits are supported
• Learning curve: Some clients report that the interface does not feel intuitive, requiring additional time for HR or accounting teams to get up to speed
• Outdated system issues: Some clients report that the payroll system can feel outdated and prone to inaccuracies, causing back-and-forth on payroll amounts

Cost transparency

Deel’s straightforward, reliable pricing makes it easy for finance teams to plan ahead, without worrying about surprise costs. This means:

• Clear and transparent rates: Costs are disclosed upfront, so you always know what you’re paying and why
• Fixed per-employee pricing: Deel PEO is $95 USD per employee per month, making budgeting and financial forecasting simple and predictable
• No hidden or one-time charges: No hidden or one-time charges, just transparent pricing without the surprise fees that complicate planning or inflate expenses

Discover more about Deel's pricing.

Insperity does not offer transparent pricing on its website, requiring custom quotes, which can make planning more difficult and less flexible for businesses. When it comes to pricing, Insperity is often described as having:

• High costs: Insperity is considered one of the costliest PEO providers on the market, often bundling a wide range of services that small businesses do not need and charging steep prices
• Opaque pricing structure: Rates are not published online, forcing businesses to request a quote and making comparisons harder
• More expensive overall: Customers report additional charges for certain services
• Long-term commitments: Some clients note multi-year contracts, which may not suit businesses that want flexibility

HR tools

With Deel PEO, businesses can manage the entire employee lifecycle in one place, combining automation, self-service, and compliance tools. Key features include:

• Extensive document management capabilities: Contract creation, customization, and e-signature features that ensure seamless hiring processes and full compliance
• Streamlined onboarding and offboarding: Automated processes for employee onboarding and offboarding, with built-in checklists, role-specific tasks, and location-specific compliance
• Time and expense management: Centralized tracking for PTO, holidays, work hours, and expenses, with fast and reliable approval flows
• Easy-to-use employee self-service portal: Direct access to payslips, personal data, leave balances, and other key information
• Consolidated policy management: Brings policies, handbooks, and workplace guidelines together in a single platform, ensuring organization-wide clarity and compliance
• Compliance training: Equal Employment Opportunity Commission (EEOC) and Americans with Disabilities Act (ADA) training access for your entire organization
• Dedicated HR compliance guidance: Comprehensive support for HR obligations and procedures, including Family and Medical Leave Act (FMLA) management

Insperity offers HR tools to help manage your workforce, though some features come with notable challenges:

• HR tools: Centralized platform for employee management
• HR guidance team: Access to specialists for compliance and employee relations
• Employee self-service platform: Access to payroll, PTO, and benefits
• Cumbersome onboarding: Clients mention lengthy forms that slow down setup
• Unintuitive self-service platform: Some employees find the self-service portal difficult to navigate
• Error-prone benefits enrollment: Some users report slow processes and accrual errors caused by outdated systems

Reporting and financial insights

Deel PEO’s advanced reporting capabilities transform complex workforce and payroll data into clear, actionable insights that support data-driven decision-making. Key reporting features include:

• On-demand, customizable reports: Instantly generate and export payroll, growth, retention, and other workforce metrics, turning complex data into clear, actionable insights
• Analyze workforce trends: Monitor onboarding, offboarding, and growth shifts for better visibility into team health and employee experience
• All-in-one HR dashboard: Track employee costs, headcount, PTO usage, and other essentials at a glance
• Future-focused workforce analytics: Anticipate staffing demands, uncover attrition and growth trends, and connect workforce planning to long-term strategy

Discover the most important HR metrics and how to use them effectively.

Insperity’s reporting and analytics tools give customers access to payroll and workforce data, but with notable usability and flexibility limitations compared to Deel PEO:

• Less comprehensive reporting: Reporting is available, but customization options are limited
• Some workforce insights: Workforce data is available to inform decisions
• Leave tracking: Basic reporting available for time off
• Difficult data access: Several users have described difficulty in pulling reports from the platform
• Manual workarounds needed: Certain functionalities are limited to downloading canned reports that must be reformatted manually

Customer support

Deel’s dedicated customer support is built on speed, expertise, and reliability, giving clients confidence that every HR, payroll, and compliance question will be handled with care. This includes:

• 24/7 customer support: Available via chat, email, phone, and Slack, with a first-response time of just 1.25 minutes
• On-demand legal support: Expert guidance to help navigate terminations, claims, and audits
• Expert support team: Strategic guidance from a dedicated HR Business Partner and Client Success Manager, plus hands-on assistance from in-house Payroll and Benefits Managers
• Day-to-day compliance and HR support: In-house specialists available to handle everyday HR questions and provide direction on more complex compliance matters

Discover how 24/7 IT support builds stronger global operations.

Insperity provides customer support, but the experience is often reported as inconsistent and slow:

• Customer support is limited to business hours: Clients only have a limited window to access assistance
• Response time promises: Replies can take up to two hours during business hours, which may not suit urgent issues
• Difficulty reaching HR team: Some users report challenges connecting with their assigned HR contacts
• Delays and generic responses: Customers report long waits and generic replies, with issues taking time to resolve

Benefits

Deel PEO unlocks access to benefit plans from top-tier providers at competitive pricing, with all administration handled in-house for both Deel-provided and external plans. The following options are available:

• Customizable benefit plans: 60+ domestic packages including medical, dental, and vision options to meet diverse workforce needs
• Premium providers at competitive rates: Access to leading insurance carriers, delivering Fortune 500-caliber packages at large-group prices
• Aetna International benefits plan: Exclusive access to Aetna's benefits plans for W-2 employees traveling abroad
• Comprehensive benefits administration: Full admin management, including COBRA, ACA compliance, and beyond
• Supplemental benefits: Coverage add-ons including life, accident, hospital indemnity, and critical illness insurance
• Extensive compliance support: Built-in HR and benefits compliance that ensures your plans remain fully aligned with legal requirements
• Boosted employee satisfaction: 85% of Deel PEO clients report higher employee satisfaction with their benefits offerings
• Carveout for preferred carriers: Bring over your preferred benefits carrier, while offloading benefits and compliance administration to Deel
• Renewal and enrollment support: Guidance and hands-on assistance for both employers and employees during open enrollment and annual benefits renewals

Insperity offers access to benefits from national carriers, but its plans are less flexible. This includes:

• Access to healthcare and benefits: Access to PEO-enabled benefits plans
• Bundled packages with less customization: Benefits offered in fixed bundles, limiting employee personalization
• Competitive pricing with limits: Rates may be competitive, but flexibility is restricted by bundled structures

Scalability

Deel’s all-in-one platform scales effortlessly from local teams to a truly global workforce. With Deel EOR, Global Payroll, and Contractor solutions, you can expand internationally while retaining centralized control of your entire workforce from a single dashboard.

• Purpose-built for global teams: While competitors retrofitted local tools for global use, Deel was designed from the ground up with the infrastructure, tools, and talent to scale globally
• Grow internationally with a suite of solutions: Streamline your HR, payroll, and compliance to expand both domestically and overseas
• Worldwide workforce solutions: Hire, onboard, and manage employees in 150+ countries, with Deel EOR
• Truly global payroll coverage: Pay international employees easily in local currencies, with taxes and compliance handled automatically
• Full contractor management: Generate contracts, hire, onboard, and manage contractors in the US and abroad, all in line with country-specific regulations
• Local expertise: Leverage in-country experts to manage regulations and legal requirements as your business grows
• Deel Payroll - US: Empower your US teams with an all-in-one solution for managing payroll, tax, HR, and compliance functions in-house
• Deel IT: Global solution for distributing and managing equipment securely in 130+ countries

Insperity’s offerings are built for a US-only workforce, with no products supporting international hiring or global workforce management. With Insperity, clients receive:

• US-only focus: Products are designed exclusively for domestic teams
• No international hiring solutions: Insperity lacks EOR, contractor management, global payroll, or IT support outside the US

When should you choose Deel or Insperity?

When evaluating Deel PEO vs. Insperity PEO, it’s essential to consider your business needs, goals, and budget. Below are the best use cases for each provider:

Consider Deel if you

• Need a unified solution for payroll, tax, HR, administrative, and compliance needs
• Prioritize customization, flexibility, and coverage when it comes to benefits
• Require comprehensive compliance support, advanced resources to stay informed, and AI-powered research functions
• Want a modern, intuitive platform that lets employees manage PTO, payslips, and personal information
• Expect a platform that delivers comprehensive, customizable, and intuitive reporting capabilities for data-driven strategy and decision-making
• Are seeking a partner that can scale with you, whether domestically or internationally
• Value transparent, clear pricing with no hidden costs or additional fees
• Emphasize employee satisfaction and engagement, and are interested in extensive HR tools
• Consider 24/7 customer support essential to your business

Find out how Deel achieves industry-leading customer satisfaction.

Consider Insperity if you

• Need a PEO partner that handles essential HR, payroll, and compliance functions
• Are US-based, with no plans for global growth
• Are less interested in benefits or reporting customizations
• Prefer more quote-based pricing and are comfortable with add-on charges as needed
• Require support only during business hours
• Are more focused on an essentials-first approach to payroll and benefits management

All-in-one HR, payroll, and compliance made simple with Deel PEO

For US businesses considering a PEO, both Deel and Insperity are leading choices. Insperity, however, is centered on domestic operations with bundled benefits and limited flexibility, whereas Deel provides a comprehensive, integrated platform designed to scale nationally and globally.

Deel PEO brings payroll, benefits, HR, and compliance together in one platform, with built-in compliance automations, AI-powered tools, and dedicated in-house expertise. Centralize your workforce data, and customize your insights reports and benefits packages—while we handle your payroll, HR, admin, behind the scenes. Deel PEO simplifies operations, saves valuable time, and helps businesses scale with confidence.

Book a demo to find out more now.