How Freelancers Can Use Deel’s Free Tools for Contracts, Invoicing, and Expenses

Managing a freelance business means juggling contracts, invoices, expenses, healthcare, and tax compliance—all while building lasting client relationships and growing your reputation.

Often, freelancers find themselves cobbling together multiple tools and resources, leading to wasted time, administrative headaches, and missed opportunities for financial efficiency.

At Deel, we understand these challenges by listening to and supporting independent workers across 150+ countries. We know how crucial it is to work smarter with tools designed specifically for freelancers.

That’s why we’ve developed a comprehensive suite of free tools—ranging from automated contract generation to freelance-friendly health insurance, invoice creation, expense tracking, and direct access to specialized tax advice—giving you everything you need in one platform, even if you aren’t paid through Deel.

In this article, we’ll reveal six ways freelancers can use Deel’s free toolkit. With Deel by your side, you can streamline your business operations, boost your professionalism, and access exclusive savings and resources that help you run a thriving independent career on your terms.

6 ways freelancers can use Deel’s free tools

Deel aims to help freelancers by offering a range of free tools to streamline client relationship management and bookkeeping. Here are six examples:

1. Create professional, compliant contracts

Establish clear expectations and protect yourself legally with Deel's contract generator. Choose from three flexible contract types: Fixed Rate, Milestone, and Pay As You Go.

• Fixed Rate contract: Perfect for consistent, recurring work with a predetermined payment schedule. Set your rate, payment frequency, and specific payment dates with confidence
• Milestone contract: Ideal for project-based work where you want to tie payments to specific deliverables. This approach provides clarity on project progress and ensures you are paid as you complete defined stages of work
• Pay As You Go contract: Best for variable workloads with hourly billing. Submit your hours through Deel for client approval and easily adjust invoices to account for bonuses, expenses, or overtime

Using Deel to create contracts compliant with local labor laws can save you hours of work and give you peace of mind knowing that your legally binding contracts are perfectly sound.

2. Generate and send professional invoices to any client

Through the Deel platform, you can create, send, and store standardized invoices for clients who use Deel and clients who don’t.

Look more professional and get paid faster (through a variety of payment methods) by streamlining the payment process with Deel's global payroll and automated invoicing tools. Here’s how you can use them:

• Create standardized, professional invoices in minutes
• Send invoices to any client—even those who don’t use Deel
• Store your invoicing history in one secure location
• Save invoice templates for repeat clients to save time
• Track payment status from sent to paid
• Be notified when you receive payment, with no additional fees

Deel's Invoice Generator eliminates the need to generate invoices from scratch, saving you valuable time and ensuring your billing looks consistently professional.

3. Access health insurance plans designed for freelancers

Unlike full-time employees, freelancers and contractors typically don’t qualify for group health insurance through their clients. That’s why Deel offers direct access to plans designed specifically for independent workers.

Through Deel, freelancers can purchase health insurance directly on the platform. Our partnerships with SafetyWing, Plum, and HealthSherpa offer access to a range of comprehensive health insurance plans with exclusive discounts.

SafetyWing

For remote workers and digital nomads, Deel's collaboration with SafetyWing brings you the Remote Health plan. This plan offers premium coverage in 175+ countries and a $0 USD deductible, covering:

• Outpatient care
• Dental
• Screenings and vaccines
• Vision
• Dependent coverage (at an additional premium)

Plum

Contractors and freelancers in India can choose an insurance plan through Plum. This includes free doctor teleconsultations for all workers and their family members, free annual health checkups for all workers, and free dental consultations.

Coverage includes:

• Pre-existing disease coverage
• Daycare treatments
• Maternity
• Cashless hospital treatment and accommodations
• Ambulance
• Laboratory services
• Expenses pre (30 days) and post (60 days) hospitalization
• No co-pay
• No sub-limits
• Emergency services
• Pharmacy

HealthSherpa

For US freelancers and contractors, HealthSherpa is a fast and easy way to enroll in ACA/Marketplace health insurance. Coverage includes:

• Ordinary medical services outside of a hospital
• Emergency services
• Pregnancy, maternity, and newborn care
• MRI, PET, and CT scans
• Hospital services
• Preventive care and wellness services, including chronic disease management
• Rehabilitation
• Laboratory services
• Prescription drugs
• Pediatric services, including dental and vision care
• Birth control coverage
• Services for people with disabilities

Read more: How to Request a Health Insurance Quote as an Independent Contractor

4. Get tax advice from local experts

Deel's Tax Advice Marketplace is designed exclusively for freelancers and independent contractors to connect with tax professionals in their country of tax residence.

Each tax professional undergoes a rigorous onboarding process before joining the Marketplace. They must provide essential legal documents, such as:

• A signed Platform Services Agreement between them and Deel
• Certificate of incorporation, ownership information, and proof of company registration (if they are a legal entity)
• Complete the Know Your Customer (KYC) process on the Deel platform
• Certificate of Good Standing from their supervisory authority
• Qualifications enabling them to provide tax advice services in their country of residence
• Insurance certificate

To access this service, navigate to the Tax Advice tab on your home page. If you don’t see the Tax Advice tab on your page, this service is not yet available in your country.

Once you’ve accessed the Tax Advice tab, you can book a video call with your assigned tax advisor. It’s a straightforward process designed to address your specific queries and provide expert guidance.

Keep in mind that service costs vary by country and are charged in the local currency. Currently, tax advice is available for contractors who are tax residents in Canada, Colombia, Germany, Italy, Mexico, the Philippines, and the United Kingdom.

5. Track and categorize business expenses

Deel can help you track and categorize business expenses with ease. Our Expense Tracker for independent contractors offers a single solution for handling various aspects of your finances, including invoices, transactions, tax forms, tax filing, and business expenses.

With the Expense Tracker, you can:

• Upload and store receipts directly on the platform
• Categorize expenses for better financial insights
• Assign expenses to specific clients for accurate billing
• Create expense reports organized by category or client
• Maintain documentation that supports tax deductions

By tracking expenses throughout the year, you’ll save significant time on end-of-year bookkeeping and have better visibility into your business finances.

6. Enjoy exclusive perks and discounts on essential services

Deel Perks provides freelancers and contractors with a wide range of benefits tailored for personal and professional development. These perks span various categories that are essential to freelancers and independent contractors, including:

• Accounting
• Equipment management
• Financial services
• Health and wellness
• Insurance
• Legal support
• Taxes

Deel has partnered with over 150 companies, including Carta, Headspace, DoorDash, QuickBooks, Canva, and many others, to bring you savings totaling $200,000 USD in value.

The perks are not limited to specific regions—they cover 150 countries and counting, ensuring that any contractor and small business worldwide can take advantage of these offers directly from the Deel platform.

Read more: Contractor Benefits and Perks, Powered by Deel

Start using Deel’s free tools today

With Deel, you can tailor your independent contracting toolkit to your unique needs.

Whether you’re just starting your freelance journey or looking to streamline an established business, Deel's free tools can help you increase efficiency, organization, and compliance in your business operations.

The best part? You can choose which tools work best for your unique situation. Use all of Deel's features or those that address your specific needs, whether you get paid on-platform or through other methods.

Sign up today to try it for yourself.