Article
11 min read
Moving to Sweden: A Guide for Expats and Digital Nomads
Immigration

Author
Deel Team
Published
August 23, 2024
Last Update
January 31, 2025

Table of Contents
Step 1: Before moving to Sweden: Prepare your documents
Step 2: Manage your finances in Sweden
Step 3: Arrange housing and accommodation in Sweden
Step 4: Job market and working arrangements in Sweden
Step 5: Accessing healthcare and education in Sweden
Step 6: Ensuring your safety in Sweden
Step 7: Embracing Swedish culture
Start your new life in Sweden
Key Takeaways
- With its solid economy and high standard of living, Sweden is a sought-after destination for expats.
- Applying for a residence permit and securing employment in Sweden requires careful research and planning.
- Deel’s step-by-step guide helps you navigate the Swedish residence permit process and smoothly transition into your new home.
Sweden, known for its stunning natural landscapes and high quality of life, has become an attractive destination for skilled professionals and digital nomads from around the world. With a welcoming attitude towards expats and a robust digital infrastructure, Sweden offers an excellent environment for both work and leisure.
Sweden's strong economy, driven by sectors such as technology, engineering, and green energy, complements its rich cultural heritage and commitment to innovation. The country provides a high standard of living, making it an ideal choice for those looking to balance professional growth with an enriching personal experience.
As you prepare to move to Sweden, it's important to understand the visa requirements, local customs, and the cost of living. With proper preparation, Sweden can be a fantastic base for expats and digital nomads eager to explore Northern Europe.
Step 1: Before moving to Sweden: Prepare your documents
Before relocating to Sweden, ensure you are eligible to live and work in the country by obtaining the appropriate visa or residence permit.
Visa requirements for expats and digital nomads in Sweden
EU/EEA and Swiss citizens
If you are a citizen of an EU/EEA country or Switzerland, you do not need a visa to live and work in Sweden. However, you must register with the Swedish Tax Agency (Skatteverket) if you plan to stay longer than three months.
Visa requirements for non-EU/EEA citizens
Non-EU/EEA citizens need a residence permit to live and work in Sweden beyond the typical tourist visa period. The residence permit allows you to stay, work, and access public services in Sweden.
Application process
The application process generally includes submitting a variety of documents such as a valid passport, proof of financial means, and a job offer or enrollment letter. This process may vary depending on the type of permit.
Duration and renewal
Residence permits are typically valid for one to two years and must be renewed before expiration. The renewal process is usually straightforward but requires up-to-date documentation and continued eligibility.
Initiating the residence permit application process soon after your arrival in Sweden is advisable. During this period, you will need to visit the Swedish Migration Agency for further processing and potentially provide biometric data.
Securing a residence permit is a crucial step for expats and digital nomads who wish to establish themselves in Sweden, providing legal residency, work authorization, and access to local services.
Visa types in Sweden
The Swedish government offers various visas tailored to different purposes:
- Tourist visa: For short-term stays of up to 90 days for tourism, visiting family or friends, or business trips. Many nationalities can enter Sweden visa-free or obtain a visa on arrival.
- Residence permit: Required for long-term stays, allowing you to live and work in Sweden.
- Work permit: Necessary for those with a job offer in Sweden. Your employer will sponsor you and handle most of the application process. You’ll need to convert this permit into a residence permit upon arrival.
- Student visa: For those studying at a Swedish university or educational institution. This permit is granted upon acceptance.
- Family visa: For family members of expats residing in Sweden, allowing spouses, children, and sometimes parents to join them. The primary resident must meet income and housing requirements to sponsor family members.
- Investor visa: Available for individuals investing in Swedish business ventures or real estate. This visa allows you to manage your investments.
Visa sponsorship
Most non-EU/EEA nationals require sponsorship from an employer to obtain a work visa or residence permit. The employer initiates the application process and provides the necessary documentation to the Swedish Migration Agency on your behalf.
Moving to Sweden: Essential document checklist
Gathering all necessary documents early in the Swedish visa application process is crucial to avoid delays or complications. Depending on your visa type, you may need:
✅ Valid passport: Should be valid for at least six months beyond your intended stay and have at least two blank pages.
✅ Passport-sized photos: Recent and meeting the standard dimensions.
✅ Visa application form: Download, complete, and sign the form specific to your visa type.
✅ Proof of outbound travel: Confirmed return ticket or onward travel booking.
✅ Health insurance: Proof of health coverage during your stay, which may be required for visa approval.
✅ Proof of accommodation: Details of your housing in Sweden, such as a rental agreement or hotel booking.
✅ Proof of employment: For a work permit, submit your job offer or contract.
✅ Criminal record check: Some visas may require a police clearance certificate.
✅ Educational certificates: If applicable, provide certificates of academic qualifications.
✅ Financial records: Documentation showing sufficient funds to support yourself, such as bank statements.
✅ Marriage and birth certificates: If relocating with family, these certificates are needed for dependent visas.
Importance of authenticating and translating documents in Sweden
Documents may need to be translated into Swedish and authenticated. Certain documents might also require attestation from your home country's relevant authorities and the Swedish embassy.
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Step 2: Manage your finances in Sweden
Sweden is renowned for its high quality of life and robust economy. However, the cost of living in Sweden can be higher than what some expats are used to, particularly in cities like Stockholm and Gothenburg. Here's how to effectively manage your finances in Sweden.
Cost of living in Sweden
Here’s a breakdown of what you can expect in terms of living costs in Sweden:
- Renting: Renting a one-bedroom apartment in central Stockholm can cost around SEK 15,000 ($1,400) per month. In less central areas, prices might drop to approximately SEK 10,000 ($930). Rental prices in Gothenburg and Malmö are generally lower, with one-bedroom apartments costing around SEK 10,000 ($930) in central areas.
- Buying property: The real estate market in Sweden is competitive, with prices varying significantly by location. In addition to the purchase price, you should budget for legal fees, property registration fees, and agent commissions, which can total around 3-5% of the purchase price. Foreigners can buy property in Sweden, but there may be additional considerations depending on the property and local regulations.
- Food and drink: Groceries in Sweden can be expensive, with prices generally higher than in many other countries. Shopping at local markets or discount stores can offer some savings. Dining out at a mid-range restaurant might cost around SEK 600 ($55) for two people.
- Transport: Sweden has an efficient public transportation system. A monthly pass for public transit in Stockholm costs around SEK 950 ($88). Car ownership is common but comes with costs for fuel (which is relatively expensive), insurance, and maintenance
- Utilities: Utilities, including electricity, water, and heating, can cost between SEK 800-1,500 ($75-$140) per month, depending on the size of your accommodation and usage. Internet and TV packages typically cost around SEK 300-500 ($28-$46) monthly.
Taxation
One of the notable aspects of living in Sweden is its relatively high personal income tax rates, which fund the country’s extensive welfare system. Sweden’s progressive tax system means that income tax rates can be as high as 57% for top earners.
However, Sweden offers a high standard of public services, including healthcare and education. It's essential to understand your tax obligations and check if any double taxation agreements with your home country apply.
Banking and currency exchange
To open a bank account in Sweden, you will typically need your personnummer (personal identification number), passport, and proof of employment or address. Most Swedish banks offer services in English, and you'll find several international banks operating in major cities.
Sweden’s currency is the Swedish Krona (SEK). Currency exchange services are widely available, but for the best rates, consider using ATMs or bank services that accept international cards, as these often offer more favorable exchange rates.
Managing your finances wisely in Sweden will help you navigate the country’s cost structure effectively while enjoying the benefits of its high standard of living.
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Step 3: Arrange housing and accommodation in Sweden
Finding suitable accommodation is a critical part of your relocation to Sweden, impacting both your comfort and legal requirements, such as securing your residence permit.
Renting vs. buying
Both renting and buying property are options available to residents in Sweden.
Renting: Renting is the most common option for expats, especially in major cities like Stockholm, Gothenburg, and Malmö. The rental market offers a range of options, from apartments to houses. When renting, you will typically need to provide proof of income, a copy of your personnummer, and sometimes a deposit equal to one to three months' rent. Lease agreements generally run for one year, and rents are usually paid monthly.
Buying property: Buying property in Sweden is possible for foreigners, though it can be complex. Properties are often sold at a high premium, and the process includes additional costs such as legal fees, registration fees, and maintenance. Popular areas for property purchases include Stockholm, Gothenburg, and the Skåne region. Consider consulting with a local real estate agent to navigate the market and ensure compliance with Swedish regulations.
Finding suitable housing
Sweden offers various housing options, from modern apartments in urban centers to traditional houses in suburban areas. Websites like Hemnet and Blocket Bostad are excellent resources for finding available properties.
For expats, key considerations include proximity to work, international schools, shopping centers, and public transportation. Many expat families prefer areas like Södermalm and Östermalm in Stockholm, or Majorna and Vasastaden in Gothenburg, due to their amenities and community feel.
When you’ve chosen a property, carefully review the lease or purchase agreement, which should include:
- Property description: A detailed overview of the property’s features.
- Rental Amount and Payment Details: Information on how and when rent or purchase payments are to be made.
- Security deposit: Typically equivalent to one to three months' rent.
- Lease duration: Terms may vary, usually starting at one year.
- Maintenance responsibilities: Clarify who is responsible for repairs and maintenance.
- Policies on pets and subletting: Some properties have restrictions on pets or subletting.
Understanding these aspects will help you secure the best living arrangement in Sweden, ensuring a smoother transition and a comfortable expat experience.
Step 4: Job market and working arrangements in Sweden
Sweden’s job market is vibrant, with opportunities across sectors like technology, engineering, healthcare, and finance. The country’s ongoing focus on innovation and sustainability is also creating new roles in areas such as green technology and digital services.
The average monthly income in Sweden varies depending on the industry and your level of expertise. Generally, salaries are competitive, and many expats enjoy benefits such as health insurance and pension contributions.
Remote work: Sweden is increasingly open to remote work, with many companies adopting flexible work arrangements. However, traditional office work is still common, particularly in larger corporations. Job seekers can explore opportunities through platforms like LinkedIn, Indeed Sweden, and Arbetsförmedlingen.
Work culture: Swedish work culture emphasizes work-life balance, flat hierarchies, and collaboration. Punctuality and respect for personal space are important. While Swedish is the official language, English is widely spoken in professional settings, especially in multinational companies. Proficiency in Swedish can be advantageous, but many expats find that English suffices for most business interactions.
Step 5: Accessing healthcare and education in Sweden
Healthcare system
Sweden is renowned for its excellent healthcare system, which is publicly funded and provides high-quality care to residents, including expatriates. The Swedish healthcare system is largely funded through taxation, ensuring that all residents have access to a broad range of medical services.
Public healthcare: Sweden’s public healthcare system is managed by county councils, with services provided by local healthcare centers and hospitals. You can access care through 1177 Vårdguiden, which provides information on healthcare services and allows you to book appointments. Public healthcare services are generally affordable, with nominal fees for consultations and treatments.
Private healthcare: Private healthcare options are also available and can offer faster access to specialists and more personalized care. Many expats opt for private health insurance to cover additional services not fully covered by the public system or to avoid waiting times. Private health insurance can also include international coverage.
Education options
Sweden offers a high standard of education with a range of options for both local and expatriate families. Education is well-regarded for its emphasis on student well-being and holistic development. Primary and secondary education: Public schools in Sweden are free and provide education in Swedish. However, many expatriate families choose private or international schools to ensure their children receive education in English or other languages.
Schools follow various curricula, including International Baccalaureate (IB), British, and American systems. Some notable international schools include the International School of Stockholm and Stockholm International School.
Higher education: Sweden is home to several prestigious universities, including Karolinska Institute and Lund University, which offer a wide range of undergraduate and postgraduate programs. Many universities have partnerships with international institutions, providing students with global perspectives and opportunities.
Education standards in Sweden are high, and the country’s emphasis on inclusive and innovative learning environments makes it an attractive destination for families seeking quality education.
Step 6: Ensuring your safety in Sweden
Safety overview
Sweden is considered one of the safest countries in the world, with low crime rates and a strong focus on public safety and security. The country benefits from political stability and a high standard of living, contributing to a safe environment for expatriates.
General safety: Crime rates in Sweden are relatively low, though petty crimes such as pickpocketing can occur in busy areas. It’s advisable to stay aware of your surroundings, particularly in crowded places or during major events.
Emergency preparedness: Sweden is well-prepared for emergencies, with a robust system in place for natural disasters and other emergencies. Emergency services are highly efficient, and Sweden's modern infrastructure supports quick response in critical situations.
Emergency contacts and protocols
In case of an emergency, dial 112, the national emergency number in Sweden, which connects you to medical, fire, or police services. Operators typically speak English, but learning a few basic Swedish phrases can be helpful in urgent situations. Familiarize yourself with local emergency protocols and the locations of nearby hospitals or clinics for quicker response times.
Step 7: Embracing Swedish culture
Swedish customs: Greetings in Sweden are typically informal, with a handshake being the most common form of greeting. Respect for personal space and politeness are key aspects of Swedish social interactions. Titles are used less frequently in casual settings, and addressing people by their first names is common once a relationship is established.
Dress codes: Sweden has a relaxed dress code, though formal attire is expected in business and official settings. In everyday situations, casual and practical clothing is appropriate. Modesty is valued, but there are no strict dress codes for most public places.
Social norms: Punctuality is highly valued in Sweden, and being on time is considered a sign of respect. Swedes appreciate direct and honest communication, but it is usually delivered in a polite and reserved manner. Public displays of affection are generally acceptable but should be moderate.
Leisure culture: Sweden has a rich leisure culture with a blend of modern and traditional activities. In cities like Stockholm and Gothenburg, you’ll find a range of cultural venues, parks, and social spaces. The concept of "fika" (a coffee break) is a cherished tradition, and outdoor activities like hiking and cycling are popular.
Cultural hubs, such as the Vasa Museum in Stockholm and Liseberg Amusement Park in Gothenburg, offer opportunities to engage with Swedish culture and history.
Start your new life in Sweden
From the landscapes of the Swedish countryside to its vibrant city life, Sweden offers expats a unique combination of modernity and tradition. The country’s high quality of life, excellent healthcare system, and diverse educational opportunities make it an appealing destination for those looking to relocate.
For a successful move to Sweden, thorough research and careful planning are essential. For additional support, resources like the Swedish Migration Agency can provide assistance with visas and residence permits, while local expat communities and services can help you navigate the transition.
Discover how Deel can assist with securing work visas and explore the Deel blog for more insights on relocating to Sweden and other global destinations.